Blog by PriyaSahu

A **Unit Linked Insurance Plan (ULIP)** is a type of insurance product that combines life insurance with investment options. In a ULIP, a portion of the premium paid by the policyholder goes towards providing life cover, while the remaining amount is invested in a range of funds such as equity, deb...

Switching between mutual funds is a common strategy for investors who want to align their investments with changing market conditions, financial goals, or risk tolerance. This process allows you to move money from one mutual fund to another, and it can be done either within the same fund house or b...

A **Systematic Transfer Plan (STP)** is an investment strategy where an investor moves a fixed amount of money from one mutual fund to another at regular intervals. This transfer is typically done from an equity fund to a debt fund or from a high-risk fund to a safer, low-risk fund. The goal of an ...

**Hybrid mutual funds** are investment funds that combine different asset classes, such as **equity (stocks)**, **debt (bonds)**, and sometimes even **gold or real estate**. The goal of hybrid funds is to provide a balanced investment strategy that aims for capital appreciation as well as income ge...

The **Net Asset Value (NAV)** of a mutual fund is an important indicator that shows the per-unit value of the fund. It helps investors understand how much each unit of the mutual fund is worth at any given time. NAV is calculated daily, based on the total value of the fund’s assets minus its liabil...

When you invest in a mutual fund, you will be charged a small fee by the fund manager for managing the fund on your behalf. This fee is called the **expense ratio**. It is a percentage of the assets you have invested in the fund and is used to cover the cost of running the fund, including administr...

If you're new to investing, you may have come across the term **index fund**. An index fund is a type of mutual fund that aims to match, or "track," the performance of a particular stock market index, like the **Nifty 50** or **Sensex** in India. In simple terms, an index fund invests in ...

If you are considering investing in mutual funds in India, one of the key factors you will likely want to know is the **average return** on mutual funds. The return on mutual funds is a crucial aspect that helps investors evaluate the performance of their investments. In this blog, we will explore ...

When it comes to investing in mutual funds, two common methods are **SIP (Systematic Investment Plan)** and **lump sum investment**. Both have their pros and cons, but SIP has become a preferred method for many investors, especially for those who are just starting out or looking for a disciplined a...

If you're new to investing or looking for ways to invest in mutual funds without much hassle, you might have heard the term **SIP** or **Systematic Investment Plan**. It's a popular way to invest in mutual funds, and in this blog, we will break down what SIP is, how it works, and why it could be a ...

**Equity Linked Savings Schemes (ELSS)** are not just a great way to grow your wealth, but they also come with significant **tax benefits**. If you're looking for a way to save taxes while investing in the stock market, ELSS mutual funds are a popular choice. In this blog, we’ll explore the tax adv...

If you're looking to invest in mutual funds with a tax-saving benefit, an **Equity Linked Savings Scheme (ELSS)** might be the right choice for you. ELSS is a type of mutual fund that not only offers potential for capital appreciation but also provides tax benefits under Section 80C of the Income T...

Investing in mutual funds has become increasingly easy thanks to the digital revolution. With the availability of online platforms, you can now invest in mutual funds from the comfort of your home. Whether you're a first-time investor or a seasoned one, understanding how to invest in mutual funds o...

Debt mutual funds are a popular investment option for conservative investors who want to earn regular income with lower risk. These funds primarily invest in fixed-income securities such as bonds, treasury bills, and other debt instruments. The aim of debt mutual funds is to provide steady income w...

Mutual funds are a great way for investors to diversify their portfolios and gain exposure to a variety of asset classes. Understanding the different types of mutual funds available can help you choose the right one based on your financial goals, risk tolerance, and investment strategy. In this blo...

When it comes to investing, mutual funds and stocks are two popular investment vehicles, but they operate very differently. Understanding how they differ is essential for making informed investment decisions. In this blog, we’ll break down the differences between mutual funds and stocks, helping yo...

A mutual fund is a financial product that pools money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities. The goal of a mutual fund is to provide small investors with access to a broad range of investments, which they might not be able to achieve on t...

Technical analysis is a popular method used by traders to analyze stock prices and make trading decisions. By using charts, patterns, and indicators, traders aim to forecast the future price movements of stocks. However, despite its widespread use, technical analysis has several limitations that tr...

Machine learning (ML) is transforming the world of stock trading. By leveraging data, algorithms, and computational power, machine learning helps traders and investors to predict stock prices, automate trading strategies, and optimize investment decisions. In this blog, we’ll explore how you can im...

Systematic investing has become one of the most popular ways for individuals to invest in the stock market. Whether you're a beginner or an experienced investor, adopting a systematic approach can help you achieve long-term financial goals. In this blog, we'll explore the key benefits of systematic...