Yes, you can invest in corporate fixed deposits through Angel One. These are fixed deposits offered by companies (not banks) and they usually give higher returns. Angel One offers an easy platform to explore and invest in such corporate FDs with trusted issuers.

What Are Corporate Fixed Deposits?

Corporate fixed deposits are term deposits offered by companies or NBFCs to the public. These are similar to bank FDs, but they are issued by private companies. They offer higher interest rates than traditional bank FDs and come with a fixed tenure. Investors receive interest either monthly, quarterly, or at maturity.

How to Invest in Corporate FDs through Angel One?

To invest in corporate FDs through Angel One, you need to open a free demat account. Once your account is active, you can log in to their platform, go to the fixed deposit section, and choose from the list of available corporate FDs. You can select the FD based on interest rate, tenure, and company rating, and invest online easily.

What Are the Benefits of Corporate FDs?

Corporate FDs offer higher interest rates compared to bank FDs. They also provide flexible interest payout options—monthly, quarterly, or at maturity. These FDs are ideal for people looking for better fixed returns. Some corporate FDs even offer interest rates of 8% or more, depending on the company and tenure.

Is It Safe to Invest in Corporate FDs?

Corporate FDs can be safe if you choose deposits from companies that have high credit ratings like AAA or AA. These ratings are given by agencies like CRISIL or ICRA. While corporate FDs are not insured like bank FDs, selecting trusted companies can reduce the risk. Always check the rating before investing.

What is the Minimum Amount to Start?

The minimum amount to invest in a corporate fixed deposit through Angel One usually starts from ₹5,000 or ₹10,000. The exact amount depends on the company offering the FD. You can also choose the tenure that suits your need, starting from 1 year to 5 years or more.

What Documents Are Needed to Invest?

To invest in corporate FDs through Angel One, you need to complete KYC. You will need your PAN card, Aadhaar card (linked with mobile number), and bank details. Once KYC is done, you can complete your investment online without any paperwork.

How is Interest Paid and Taxed?

Interest from corporate FDs can be paid monthly, quarterly, annually, or at maturity, depending on the option you select. The interest earned is taxable as per your income tax slab. If the total interest in a year crosses ₹5,000, TDS may be deducted by the company.