Can I invest in mutual funds without opening a trading account?

By PriyaSahu

Yes, you can invest in mutual funds without opening a trading account. Many platforms, including Angel One, allow you to invest directly in mutual funds by creating a mutual fund account or using your existing bank account with KYC details.


Mutual funds are one of the easiest ways to start investing in the market. You do not need to have special knowledge or a big amount of money. Even small amounts can grow over time when invested regularly. Without a trading account, you can use your bank account and complete your KYC to start investing in mutual funds easily and safely.


Angel One and other mutual fund platforms give you access to many different schemes. You can choose according to your goals like saving for education, retirement, or buying a home. Investing without a trading account also means less paperwork and simple steps to follow.



What Are Mutual Funds?

Mutual funds pool money from many investors to buy stocks, bonds, and other securities. This helps you diversify your investment and reduce risk, even if you invest a small amount.



Can I Invest in Mutual Funds Without a Trading Account?

Yes, you do not need a trading account to invest in mutual funds. You only need to complete your KYC (Know Your Customer) process, which verifies your identity. After that, you can invest directly through mutual fund platforms or apps.



How to Complete KYC for Mutual Funds?

You can complete your KYC online by submitting documents like PAN card, Aadhaar card, and a photo. Many platforms, including Angel One, offer easy online KYC verification.



What Are the Benefits of Investing in Mutual Funds?

Mutual funds are easy to start, require less money, and provide professional management. They help diversify your investment and offer tax benefits under certain schemes.



Can I Invest in SIP Without a Trading Account?

Yes, Systematic Investment Plans (SIPs) in mutual funds can be started without a trading account. You just need a mutual fund account and KYC done to start SIPs.



Is It Safe to Invest in Mutual Funds Without a Trading Account?

Yes, investing in mutual funds without a trading account is safe. Your money is handled by registered Asset Management Companies (AMCs) and regulated by SEBI, ensuring security and transparency.



What Documents Are Required to Invest in Mutual Funds?

You need PAN card, Aadhaar card, bank account details, and a recent photograph for mutual fund investment. Completing KYC with these documents allows you to invest easily.



How Can Angel One Help Me Invest in Mutual Funds?

Angel One provides an easy online platform to invest in thousands of mutual fund schemes. You can invest without a trading account, track your portfolio, and get expert advice all in one place.



Contact Angel One Support at 7748000080 or 7771000860 for mutual fund investment, demat account opening, or trading queries.

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