Yes, you can invest in Systematic Transfer Plans (STP) using the Angel One platform. STP allows you to transfer a fixed amount regularly from one mutual fund to another. It is helpful for moving money from safer funds like debt funds to growth-oriented funds like equity funds over time.

What Is a Systematic Transfer Plan (STP)?

A Systematic Transfer Plan lets you move money regularly from one mutual fund scheme to another. Usually, investors transfer money from low-risk funds like debt funds to higher-risk funds like equity funds. This helps you invest steadily without worrying about timing the market.

How to Invest in STP Using Angel One?

To invest in STP on Angel One, first log in to your Angel One account or app. Then go to the Mutual Funds section. Choose the fund you want to transfer money from (source fund) and the fund you want to transfer to (target fund). Set the amount, transfer frequency (like monthly or quarterly), and duration. Confirm your details, and your STP will start as per your instructions.

Benefits of Investing in STP with Angel One

STP helps you invest systematically and reduces the risk of investing a lump sum at the wrong time. It promotes disciplined investing and helps you gradually shift your investment from low-risk to high-growth funds. Using Angel One makes the process easy, safe, and fully digital.

Is There Any Risk in STP?

While STP helps reduce timing risk, it is still subject to market risks. The equity fund where you transfer money can fluctuate in value. But since transfers happen regularly and gradually, the risk is lower compared to investing a large amount at once.

Who Should Use STP on Angel One?

STP is ideal for investors who want to start small and slowly increase their exposure to equity markets. It suits people who prefer a disciplined investment approach and want to reduce risks linked with market timing.