Yes, you can link multiple bank accounts to your Angel One account (up to 5). Only one becomes the primary account for payouts, settlements and dividends at a time. Adding multiple accounts gives you flexibility in managing your funds and transfers. But remember, only bank accounts in your name are allowed. This helps with secure and smooth fund movement.

How Many Bank Accounts Can You Link to Angel One?

You can add up to five bank accounts in your Angel One trading and demat profile. All must belong to you, as required in SEBI and broking rules. This makes fund transfers and payouts flexible while keeping compliance intact. Linking more than one account helps you deposit funds quickly from any of your bank accounts. It's a convenient feature for traders and investors who use multiple banks.

Why Add Multiple Bank Accounts?

Having multiple bank accounts lets you transfer funds easily from different accounts for trading. But all dividends and payouts go only to your chosen primary bank account. You can keep your salary account, savings account, or joint account (in your name) added for flexibility. This helps when one account has insufficient funds—you can still trade using another linked account.

How Do You Add or Update Bank Accounts?

Log in to Angel One app → Go to Profile → Bank Accounts → Click “Add Bank Account” → Enter account number and IFSC. The system tries auto‑verification. If it fails, upload a cancelled cheque or passbook and complete e‑sign via Aadhaar. It usually takes 2–3 working days to process the update. Make sure the name on the account matches your trading account name.

Which Account Becomes Primary?

The most recently added and verified bank account automatically becomes your primary account. This is the account where dividends and payouts will be credited. If you want to change your primary account again, just add the preferred one once more—it will be updated after verification. Only one account can be set as primary at any time.

Can You Remove or Edit Linked Bank Accounts?

Yes. From the Bank Accounts section, you can edit IFSC or delete accounts anytime. You may also modify or add new bank accounts multiple times as needed. But keep in mind, any change will need verification and may take a few days. Always ensure your bank details are correct to avoid transaction failures or payout delays.

Are There Any Limits or Rules?

Yes. Only bank accounts in your name can be added. Third‑party or accounts in others' names are not allowed. SEBI guidelines prohibit fund transfers from non‑registered bank accounts. Attempting to use unregistered accounts may lead to transaction failure. Always keep at least one active and verified account linked to avoid service interruptions.

How Do Payouts Work With Multiple Bank Accounts?

All margin settlements, dividend credits and refunds are sent only to your primary bank account. Other linked accounts cannot receive payouts directly. You can change the primary account by adding another one or contacting support. For withdrawals, only the primary account is used for sending money. So always make sure your main bank is updated correctly.

Common Questions About Multiple Bank Accounts?

• Q: Can I add bank accounts from someone else’s name?
 A: No, they must be in your own name only.
• Q: Can I fund my trading with any linked account?
 A: Yes, you can transfer from any added account. Up to 5 are allowed.
• Q: What if verification fails?
 A: Upload canceled cheque or passbook and complete Aadhaar e‑sign. It is processed in 2‑3 days.
• Q: Will all added accounts receive payout?
 A: No. Only the primary account receives all credits.