Yes, Angel One offers joint Demat and trading accounts. You and your partner—spouse, family member, or friend—can open a joint account to buy, sell, and manage investments together.
More than just convenience, joint accounts help by pooling resources and aligning your financial goals. If one person is traveling, the other can still access the account. It's a secure way for couples or families to save and grow money together.
Angel One makes opening a joint account smooth and fully digital. Both holders can e-KYC with Aadhaar, upload documents, and video verify via mobile or computer—no branch visits required.
What Is a Joint Demat Account?
A joint Demat account is like a shared investment pot. Two people can hold and trade shares together, each with equal rights to transact. It gives flexibility in managing investments jointly.
Who Can Open a Joint Account?
You can open it with your spouse, parents, siblings, or a trusted adult. Both holders must complete KYC, upload ID and address proofs, and complete e-sign and video verification.
How to Open a Joint Demat Account?
In Angel One's app or site, pick “Joint Account,” fill both holders’ details, upload documents, and e-sign. The entire process is paperless and fast, typically done in minutes.
What Are the Modes of Operation?
Choose between "Either or Survivor" (both can operate independently) or "Former or Survivor" (first holder operates until they pass away, then the second can operate).
What Documents Are Required?
Both holders need PAN, Aadhaar, address proof, photo, and signature. Documents can be self-attested or e-signed. Both may need to complete video KYC for verification.
Can Joint Accounts Have Nominees?
Yes, you can add a nominee. Nominees are listed during account setup and will inherit holdings based on your wishes, avoiding legal delays later.
Can You Convert Between Single and Joint?
Yes, you can switch between single and joint accounts. Just submit the required forms and KYC for the second holder. Angel One support helps you through the change.
What Are the Benefits?
Joint accounts support shared financial planning, transparency, and easy wealth-building. You can track transactions together, make decisions jointly, and plan for future goals.
Is Support Available?
Yes, Angel One offers full support via chat, phone, and email for joint accounts, including help with opening, modes, nominees, and troubleshooting.
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