Yes, Angel One offers margin funding through its Margin Trading Facility (MTF), also called "Pay Later". You can buy stocks by paying just a part of the amount, and Angel One funds the rest—up to 4× your available balance. This helps you trade larger positions even when you have limited funds. It's a short-term loan on your trades, with interest applicable.

What Is Margin Funding (MTF)?

MTF lets you buy stocks by paying only a fraction—Angel One funds the rest. For example, with ₹25,000, you can trade up to ₹1.25 lakh (4×) :contentReference[oaicite:0]{index=0}.

How Much Leverage Can You Get?

Angel One offers up to 4× buying power on your cash balance, so ₹25,000 can turn into ₹1,00,000 extra to buy stocks :contentReference[oaicite:1]{index=1}.

What Interest Do You Pay?

You pay interest of about 0.041% per day (14.97% per annum) on the borrowed amount, starting from the second day :contentReference[oaicite:2]{index=2}.

Can You Hold Positions Long-Term?

Yes, if you pledge the purchased stocks as collateral. You can hold them indefinitely or convert to delivery by paying off the borrowed amount :contentReference[oaicite:3]{index=3}.

What Happens if Margin Falls?

If your margin drops below required level, you will receive a margin call. If you fail to top up, Angel One may square off your positions after 4 trading days :contentReference[oaicite:4]{index=4}.

What Are the Benefits of MTF?

MTF gives you more buying power, helps you act on opportunities quickly, and can boost profits if your trade goes right. It's ideal when you have a strong view on a stock and need quick funds :contentReference[oaicite:5]{index=5}.

What Are the Risks?

MTF comes with risks: higher losses, margin calls, forced sale of your stocks, and interest charges that eat into profits :contentReference[oaicite:6]{index=6}.

Is MTF Available on All Stocks?

MTF is available only for select equity stocks that Angel One approves. You cannot use it for futures, options, commodities, or currency :contentReference[oaicite:7]{index=7}.