Yes, Angel One provides Loan Against Shares (LAS). You can pledge your shares, mutual funds, or other eligible securities held in your Demat account to get a loan. This allows you to get funds without selling your investments, helping you meet your financial needs quickly and conveniently.

What is Loan Against Shares?

Loan Against Shares is a facility where you can pledge your existing securities like shares, ETFs, or mutual funds in your Demat account and get a loan against their value. Angel One offers this service to help investors get quick funds without selling their investments.

How Does Loan Against Shares Work at Angel One?

You pledge your shares or eligible securities held in your Angel One Demat account. Angel One evaluates the market value of these securities and provides a loan amount after applying a margin (called haircut). You receive the loan amount in your account and can use it for any purpose while still holding ownership of your shares.

What Are the Benefits of Loan Against Shares?

This loan helps you get liquidity without selling your investments. You continue to enjoy benefits like dividends and capital gains. It is useful for urgent financial needs, funding new investments, or managing short-term cash flow. The interest rates are competitive, and processing is quick.

Who Can Avail Loan Against Shares at Angel One?

Any investor holding eligible securities in their Angel One Demat account can apply. The loan amount depends on the type and value of the pledged securities. It is important to check which shares or funds are eligible for pledging to ensure smooth approval.

How to Apply for Loan Against Shares with Angel One?

You can apply through the Angel One website or mobile app. Simply log in, select the securities you want to pledge, and submit your application. After approval, the loan amount is credited to your linked bank account quickly. You can repay the loan anytime to release your pledged securities.