How are mutual fund unit holdings tracked for individual investors?

Mutual fund unit holdings are tracked through **Folio Numbers, CAMS/Karvy statements, and online investment platforms**. Investors can easily check their mutual fund units via **AMC portals, consolidated account statements (CAS), or mobile apps**.

1. How Are Mutual Fund Holdings Tracked?

As an investor, you can track mutual fund holdings through the following ways:

• Folio Number: Each mutual fund investment has a **unique folio number**, which acts like an account number.
• AMC Websites & Apps: Asset Management Companies (AMCs) provide **online login access** to track investments.
• Registrar & Transfer Agents (RTAs): Investors receive **Consolidated Account Statements (CAS)** via CAMS, Karvy, or KFintech.
• Demat Account: If mutual funds are held in a **demat account**, they can be tracked via stockbrokers like Angel One, Zerodha, or Groww.
• NSDL/CDSL: If held in demat form, statements can be checked on **NSDL/CDSL portals**.

2. Consolidated Account Statement (CAS)

CAS is a **detailed mutual fund statement** provided by registrars (CAMS/KFintech) that shows:

• All mutual fund **holdings across different AMCs**.
• Investment transactions, redemptions, and dividends.
• Valuation of holdings as of the statement date.

CAS can be accessed via **email** or by logging into **CAMS/Karvy portals**.

3. Tracking Mutual Funds Through Demat Accounts

If mutual funds are held in **demat form**, investors can track them using:

• Stockbroker platforms: Angel One, Zerodha, Upstox, etc.
• NSDL/CDSL statements: These provide **detailed holdings of mutual funds in demat accounts**.

Investors can also track funds via **mobile apps of brokers** for real-time portfolio updates.

4. Mobile Apps & Investment Platforms

Many investors use online platforms to track and manage mutual funds:

• Direct AMC Apps: Such as SBI Mutual Fund, HDFC MF, ICICI Pru MF.
• Third-Party Apps: Groww, Coin by Zerodha, ET Money.
• NSDL/CDSL Easiest: To track demat holdings of mutual funds.

These platforms allow investors to check NAV, fund performance, and investment history.

5. Conclusion

Tracking mutual fund holdings is easy with **folio numbers, CAS reports, AMC websites, stockbrokers, and mobile apps**. Investors should regularly monitor their portfolio for better financial planning.