When you transfer funds to your Angel One trading account using bank transfer (like NEFT, RTGS, or IMPS), the time it takes for the money to reflect can vary. Typically, IMPS transfers are credited instantly or within 30 minutes. NEFT and RTGS transfers may take anywhere between 1 to 3 hours during working hours on weekdays.

How does transfer type affect speed?

IMPS is the fastest mode for bank transfers, working even on weekends and holidays. NEFT and RTGS depend on your bank's batch processing schedule and are slower during non-working hours. For faster processing, it's best to initiate transfers during banking hours.

What if the amount is not credited?

If the amount is not credited after 3 hours, check your bank statement for a successful debit and verify if the correct Angel One bank details were used. You can then contact Angel One support with the transaction reference ID to resolve the issue.

Any tips to avoid delays?

Always use the exact account number and IFSC code provided by Angel One. Prefer IMPS or UPI for urgent fund needs. Also, try to avoid late-night or weekend transfers for NEFT and RTGS, as they may get processed on the next working day.