Angel One accepts deposits through UPI, Net Banking, IMPS, NEFT/RTGS, and Cheque/DD. These methods allow you to add funds to your trading account easily and securely.

What Payment Modes Are Accepted for Deposits in Angel One?

Angel One offers several convenient ways to deposit funds into your trading account:

• UPI Transfer: Use apps like Google Pay, PhonePe, Paytm, or BHIM. Funds are added instantly. The first transaction limit is ₹5,000, and subsequent transactions can go up to ₹2 lakhs.
• Net Banking: Transfer funds directly from your bank account. The limit depends on your bank's TPT (Third Party Transfer) settings.
• IMPS: Immediate Payment Service allows instant fund transfer, even outside banking hours.
• NEFT/RTGS: Transfer funds through National Electronic Funds Transfer or Real-Time Gross Settlement. NEFT is suitable for transfers below ₹2 lakhs, while RTGS is for amounts above ₹2 lakhs.
• Cheque/DD: You can deposit a cheque or demand draft in favor of Angel One. Funds will be credited after clearance.

Please ensure that you use your bank account registered with Angel One for all transactions, as per SEBI guidelines.

Are There Any Charges for Depositing Funds?

Angel One does not charge any fees for adding funds to your trading account, regardless of the payment method you choose. However, your bank may levy charges for certain transactions like NEFT, RTGS, or IMPS. It's advisable to check with your bank for any applicable fees.

How Long Does It Take for Funds to Reflect in My Account?

The time taken for funds to reflect in your Angel One trading account depends on the payment method:

• UPI Transfer: Instant
• Net Banking: Instant
• IMPS: Instant
• NEFT: 2-3 hours during banking hours
• RTGS: 1-2 hours during banking hours
• Cheque/DD: 2-3 working days after clearance

Please note that transactions made outside banking hours may be processed on the next working day.

Can I Use Any Bank Account to Deposit Funds?

No, you must use the bank account that is registered with your Angel One trading account to deposit funds. Depositing funds from an unregistered bank account is not allowed, as per SEBI regulations. This ensures the security and compliance of your transactions.

What Should I Do If My Fund Transfer Fails?

If your fund transfer fails, consider the following steps:

• Ensure that you're using your registered bank account.
• Check for sufficient balance in your bank account.
• Verify that your bank's transaction limits are not exceeded.
• Confirm that your internet connection is stable.
• Retry the transaction after some time.

If the issue persists, contact Angel One support for assistance.