PriyaSahu

Blog by PriyaSahu

How can a beginner start investing in mutual funds?

By PriyaSahu - Comment(s)

Beginners can start investing in mutual funds by selecting a trusted investment platform, choosing the right fund based on their financial goals, and investing through SIP (Systematic Investment Plan) for disciplined growth. It’s important to research different mutual fund types, assess risk l...

How are trading rules enforced on stock exchanges?

By PriyaSahu - Comment(s)

Trading rules on stock exchanges are enforced through strict regulations, automated monitoring systems, and penalties for violations. Regulatory bodies such as SEBI (India), SEC (USA), and FCA (UK) ensure fair trading practices by overseeing compliance, preventing fraud, and maintaining transpa...

How are thematic mutual funds shaping the future of investing?

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Thematic mutual funds are shaping the future of investing by allowing investors to focus on specific trends, industries, or themes such as technology, healthcare, renewable energy, and ESG (Environmental, Social, and Governance) factors. These funds help investors align their portfolios with lo...

How are stock options taxed?

By PriyaSahu - Comment(s)

Stock options are taxed based on when they are exercised and sold. In India, employee stock options (ESOPs) are taxed at two stages: (1) when exercised, as a perquisite under salary income, and (2) when sold, as capital gains tax. Short-term gains (sold within 12 months) are taxed at 15%, while...

How are stock investments taxed in India?

By PriyaSahu - Comment(s)

Stock investments in India are taxed based on the type of gains—short-term or long-term capital gains. Short-term gains (stocks held for less than one year) are taxed at 15%, while long-term gains (stocks held for more than one year) above ₹1 lakh are taxed at 10%. Additionally, dividends are a...

How are stock dividends taxed in India?

By PriyaSahu - Comment(s)

Stock dividends in India are taxed as per the investor’s income tax slab. Since April 1, 2020, dividend income is no longer tax-free. Instead, companies deduct a 10% TDS (Tax Deducted at Source) on dividends exceeding ₹5,000 in a financial year. Investors must report this income and pay tax acc...

How are stock dividends taxed in different countries?

By PriyaSahu - Comment(s)

Stock dividends taxation varies across countries. Some nations tax dividends as regular income, while others offer tax credits or exemptions. For example, the U.S. taxes dividends as either "qualified" (lower tax rate) or "ordinary" (higher tax rate), while countries like Si...

How are robo-advisors transforming mutual fund investments?

By PriyaSahu - Comment(s)

Robo-advisors are transforming mutual fund investments by using AI-driven algorithms to provide personalized, low-cost, and automated investment strategies. They assess investors’ risk tolerance, goals, and market trends to create optimized portfolios, making investing more accessible and effi...

How are robo-advisors shaping mutual fund recommendations?

By PriyaSahu - Comment(s)

Robo-advisors are transforming mutual fund recommendations by using artificial intelligence and data-driven algorithms to create personalized investment portfolios. They assess an investor’s risk tolerance, financial goals, and market trends to recommend the best mutual funds, making investing...

How are robo-advisors influencing mutual fund investments?

By PriyaSahu - Comment(s)

Robo-advisors are transforming mutual fund investments by providing automated, data-driven portfolio management with minimal human intervention. They use algorithms to recommend and manage mutual fund investments based on an investor’s goals, risk appetite, and market conditions, making invest...

How are passive mutual funds evolving with AI-based indexing?

By PriyaSahu - Comment(s)

Passive mutual funds are evolving with AI-based indexing by using artificial intelligence to analyze vast amounts of data and construct smarter, more efficient index funds. AI helps in better stock selection, dynamic rebalancing, and optimizing portfolio performance, leading to lower costs and...

How are options priced?

By PriyaSahu - Comment(s)

Options are priced based on factors like the stock price, strike price, time to expiration, volatility, interest rates, and dividends. The two main components of an option’s price are intrinsic value (the difference between the stock price and strike price) and time value (the premium investor...

How are mutual funds leveraging alternative data sources?

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Mutual funds are leveraging alternative data sources to make better investment decisions, improve risk assessment, and gain an edge in the market. By analyzing social media trends, satellite imagery, web traffic, and other unconventional data, fund managers can predict market movements and mak...

How are mutual funds integrating fintech solutions?

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Mutual funds are integrating fintech solutions to enhance investor experience, simplify transactions, and improve portfolio management. With AI-driven advisory, automated investment platforms, and blockchain-based security, fintech is revolutionizing how mutual funds operate. This transformati...

How are mutual funds classified based on asset class?

By PriyaSahu - Comment(s)

Mutual funds are classified based on asset class into equity funds, debt funds, and hybrid funds. Equity funds invest in stocks for higher returns, debt funds invest in bonds for stability, and hybrid funds mix both for balanced risk and return. Each type suits different investment goals and ri...

How are mutual funds adapting to the rise of direct investing platforms?

By PriyaSahu - Comment(s)

Mutual funds are adapting to direct investing platforms by offering low-cost direct plans, integrating with fintech apps, and enhancing digital accessibility. As more investors bypass intermediaries and choose self-managed investments, fund houses are responding with user-friendly online servic...

How are mutual funds adapting to the rise of direct investing platforms?

By PriyaSahu - Comment(s)

Mutual funds are evolving to match the preferences of Gen Z investors, who favor digital-first solutions, sustainable investing, and affordable options. Fund houses are adapting by offering mobile-friendly platforms, low-cost investment plans, and personalized, AI-driven recommendations. This s...

How are mutual funds adapting to Gen Z investor preferences?

By PriyaSahu - Comment(s)

Mutual funds are adapting to Gen Z investor preferences by offering digital-first investing, low-cost options, sustainable investment choices, and simplified platforms for easy access. Since Gen Z prefers mobile-friendly, transparent, and socially responsible investments, fund managers are adju...

How are mutual funds adapting to digital asset investments?

By PriyaSahu - Comment(s)

Mutual funds are evolving to include digital assets like cryptocurrencies and blockchain-based investments. As financial markets recognize the growing potential of digital assets, fund managers are integrating them into portfolios through diversified strategies. This shift provides investors e...

How are mutual fund unit holdings tracked for individual investors?

By PriyaSahu - Comment(s)

Mutual fund unit holdings are tracked through **Folio Numbers, CAMS/Karvy statements, and online investment platforms**. Investors can easily check their mutual fund units via **AMC portals, consolidated account statements (CAS), or mobile apps**.



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